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Personal Loan ยท Up to โ‚น50 Lakh

Funds for your plans, approved in minutes.

Wedding, travel, medical emergency or debt consolidation โ€” get a personal loan matched from 30+ banks and NBFCs, with minimal paperwork and quick disbursal.

Check My Eligibility Calculate EMI
10.5%*Interest rate p.a. onwards
24 hrsAverage disbursal time
5 yrsMaximum tenure

Check your eligibility โ€” free

By submitting, you agree to be contacted by Money Sathi and its partner banks regarding this loan enquiry.

Use it your way

One loan, every purpose covered.

Wedding

Medical Emergency

Travel

Debt Consolidation

Why apply here

Built for speed and simplicity.

01

Minimal documentation

Just ID, address and income proof โ€” no lengthy paperwork or branch visits needed.

02

Instant pre-approval

Know your eligibility in seconds and see matched offers from multiple lenders at once.

03

Flexible tenure

Repay comfortably over 12 to 60 months, with no prepayment penalty on most offers.

Our lending partners

Compare offers from top banks.

Bank / NBFCInterest Rate (p.a.)Max Loan AmountProcessing Fee
HDFC Bank10.50% onwardsโ‚น50,00,000Up to 2.5%Apply โ†’
ICICI Bank10.75% onwardsโ‚น40,00,000Up to 2.25%Apply โ†’
State Bank of India10.90% onwardsโ‚น35,00,000Up to 1.5%Apply โ†’
Bajaj Finserv11.50% onwardsโ‚น25,00,000Up to 3%Apply โ†’
Axis Bank11.25% onwardsโ‚น40,00,000Up to 2%Apply โ†’

*Rates shown are indicative starting rates and subject to change basis lender policy and applicant profile.

Eligibility & documents

What you'll need to apply.

Age 21โ€“60 yearsSalaried or self-employed with a stable income source
Minimum income โ‚น25,000/moVaries slightly by lender and city
ID & address proofAadhaar, PAN, passport, voter ID or driving licence
Income proofSalary slips or ITR, plus 3 months' bank statements
Common questions

Personal loan FAQs.

How fast can I get the loan disbursed?+

Most applicants with complete documentation receive disbursal within 24โ€“48 hours of approval.

Will checking eligibility affect my credit score?+

No โ€” our eligibility check is a soft enquiry and does not impact your credit score in any way.

Can I prepay or foreclose my loan early?+

Yes, most of our partner lenders allow prepayment after 12 EMIs, often with zero or minimal charges.

What if I have a low credit score?+

You may still be matched with lenders who work with lower scores, though rates may be higher. Use our free credit score tool first to check where you stand.

Ready to apply for your personal loan?

Check My Eligibility